Welcome to Suvarnkranti Urban Multistate Nidhi Limited

Fixed Deposit from Suvarnkranti Urban Multistate Nidhi Limited

A fixed deposit is a financial instrument where an investor gives a certain sum of money to a bank or a financial institution (company) and the entity pays interest for the duration of the deposit. The rate of interest paid varies depending on the amount and tenure. Investor’s, especially conservative investors, prefer to open fixed deposits as it is a safe investment option and it can be opened easily and quickly.

FD Plan 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR
AMOUNT (RS.) INTEREST AMOUNT INCENTIVE AMOUNT MATURITY AMOUNT INTEREST AMOUNT INCENTIVE AMOUNT MATURITY AMOUNT INTEREST AMOUNT INCENTIVE AMOUNT MATURITY AMOUNT INTEREST AMOUNT INCENTIVE AMOUNT MATURITY AMOUNT INTEREST AMOUNT INCENTIVE AMOUNT MATURITY AMOUNT
10000/- 930 870 11800 2184 2316 14500 3847 2903 16750 6047 2953 19000 8061 3939 22000
20000/- 1860 1740 23600 4368 4632 29000 7694 5806 33500 12094 5906 38000 16122 7878 44000
30000/- 2790 2610 35400 6552 6948 43500 11541 8709 50250 18141 8859 57000 24183 11817 66000
40000/- 3720 3480 47200 8736 9264 58000 15388 11612 67000 24188 11812 76000 32244 32244 88000
50000/- 4650 4350 59000 10920 11580 72500 19235 14515 83750 30235 14765 95000 40305 19695 110000
100000/- 9300 8700 118000 21840 23160 145000 38470 29030 167500 60470 29530 190000 80610 39390 220000
200000/- 18600 17400 236000 43680 46320 290000 76940 58060 335000 120940 59060 380000 161220 78780 440000
300000/- 27900 26100 354000 65520 69480 435000 115410 87090 502500 181410 88590 570000 241830 118170 660000
400000/- 37200 34800 472000 87360 92640 580000 153880 116120 670000 241880 118120 760000 322440 157560 880000
500000/- 46500 43500 590000 115800 109200 725000 192350 145150 837500 302350 147650 950000 403050 196950 1100000
1000000/- 93000/- 87000 1180000 218400 231600 1450000 384700 290300 1675000 604700 295300 1900000 806100 393900 2200000

Upto 11.5%

Interest Rate

12 Months

Min Tenure

100% Safe

No Risk

10000/-

Min amount

Features & Benefits

  • Guaranteed returns: Unlike investment in the stock market or commodity market, fixed deposits are not a risky investment as they do not depend on fluctuating market rates. Investors can rest assured that his investments are safe and he will be getting back a guaranteed amount at the end of the tenure.
  • Easily withdrawable: The amount that is invested in fixed deposit can be withdrawn at any time for a small penalty. The investor may have a financial emergency to meet financial needs during marriage, sickness or when his business is in loss. The penalty is less than that of selling stocks or real estate as the asset cannot be sold easily because of its high value and if you are in a distressed situation, you will sell it for a much lower rate. Whereas, fixed deposits can be withdrawn at any time and all you lose is a certain interest income.
  • Flexible in nature: Fixed deposits can be taken for a tenure of 1 month or 1 year or 10 years based on your needs and for whatever amount that you can invest. Fixed deposits can be invested for a tenure of your choice. If you have planned for a big event in 5 years, then you can have a fixed deposit kept for 5 years to meet your financial requirement in 5 years. You can have various fixed deposit accounts to save for different goals.

Terms & Conditions:

  • Minimum FD would be of Rs. 10000/- and further in multiple of Rs. 1000/-
  • Interest calculation yearly compound.
  • TDS Deducted as per provisions and income tax Act.
  • Loan available against deposits up to 70% of deposited amount after one month from the date of deposit.
  • F.D. will not be premature within first 3 month.
  • If F.D. is matured after 3 month but before 6 month no interest will be paid.
  • If any person premature its F.D the the person will be paid 3% less of maturity interest after 6 month to 60 months.
  • In case of death of a depositor, the company will repay to nominee or beneficiary the principle & interest, at which it was accepted.
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